Some career choices have more impact than others. At HSBC we exist with the purpose of Opening up a World of Opportunity. We use our unique expertise, capabilities, breadth and perspectives to provide opportunities for our customers and colleagues through global connectivity. We bring together the people, ideas and capital that nurture progress and growth, helping to create a better world - for our customers, our people, our investors, our communities and the planet we all share. As an HSBC employee in Australia, you'll have access to tailored professional development opportunities, competitive pay, an embedded flexible working culture and a range of employee benefits. These include market-leading subsidised private health cover, enhanced parental pay and support when returning to work, subsidised banking products and services, bonus leave days and wellness programmes including discounted gym memberships. The Wealth and Personal Banking (WPB) Risk Team is responsible for the development and management of HBAU's risk management framework across all WPB products, supporting the business and ensuring risk strategies are focused on maximising portfolio profitability across the full credit spectrum. We monitor and manage the WPB mortgage portfolio to formulate and implement automated decisioning strategies and credit policies, identifying opportunities for improvement of performance, customer experience and ultimately profit. This position does not manage any staff. Your main responsibilities will include: Create, manage and review the banks valuation strategies through the creation and enhancements of valuation models to optimise risk and reward. Through modelling and data insights, manage and increase the use of automated and Desktop valuations to optimise customer experience while enhancing and maintaining oversight over the model validation framework. Manage and review the banks valuation compliance and test controls framework, maintaining independent oversight of valuation quality and share key reporting with senior stakeholders. Support the mortgage underwriting team and the management of the Mortgage portfolio on security risk. Support local projects as SME on valuation and security related initiatives. Support the business with Group and local regulators to build out and embed a new Climate risk management framework. Support stress testing of the Mortgage Portfolio as an SME. Requirements To be successful in this role, you will need: 5 to 7 years modelling experience (5 yrs. minimum) in the financial sector including the creation and adoption of new models and management reporting. Analytical mindset with ability to trouble shoot and identify themes and resolve complex problems and issues. Experience in valuation strategy and or credit decisioning management within a banking environment will be highly desirable. Strong technical knowledge of local and global valuations industry standards and policies will be highly desirable. Demonstrated relationship building skills. Preference will be given to candidates who hold Australian PR/Citizenship or New Zealand Citizenship, or who can demonstrate current unrestricted work rights in Australia without limitations. We value different perspectives, we succeed together, collaborating across boundaries, we take responsibility, holding ourselves accountable to get things done. Through these values, HSBC is committed to building a culture where all employees are appreciated and respected and where opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow in an inclusive environment. Applications from First Nations peoples are encouraged. Learn more about careers at HSBC Australia - https://www.hsbc.com/careers/where-we-hire/australia Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website. Issued by HSBC Bank Australia Limited. Please note that HSBC will we never communicate to applicants via non-HSBC channels such as SMS, WhatsApp or Facebook so please be careful if anyone attempts to contact you via these channels. Apply